{"id":5,"date":"2016-05-12T05:01:25","date_gmt":"2016-05-11T19:01:25","guid":{"rendered":"http:\/\/magazine.riskinfo.com.au\/25\/?page_id=5"},"modified":"2016-05-13T08:22:47","modified_gmt":"2016-05-12T22:22:47","slug":"home","status":"publish","type":"page","link":"http:\/\/magazine.riskinfo.com.au\/25\/","title":{"rendered":"Home"},"content":{"rendered":"<div class=\"threecol-one\">\n<div class=\"homeTile feature\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/advice-2-0-upgrading-the-advice-process\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-feature-1-1.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-feature-1-1.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-feature-1-1-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/advice-2-0-upgrading-the-advice-process\/\">Advice 2.0: Upgrading The Advice Process<\/a><span class=\"excerpt\">Technological change is inescapable with \u2018fintech\u2019 already making strong inroads into financial services and eventually into advice. Rather than resist this trend the prevailing wisdom points out that consumers and [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/advice-2-0-upgrading-the-advice-process\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div>\n<div class=\"threecol-one\">\n<div class=\"homeTile feature\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/life-insurance-framework-verdict\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-feature-2.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-feature-2.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-feature-2-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/life-insurance-framework-verdict\/\">Life Insurance Framework Verdict<\/a><span class=\"excerpt\">The Senate Economics Legislation Committee\u2019s recently- released report into the new Life Insurance Framework makes for very interesting reading. This is Canberra\u2019s response to all of the key Life Insurance [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/life-insurance-framework-verdict\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div>\n<div class=\"threecol-one last\">\n<!-- Either there are no banners, they are disabled or none qualified for this location! --><br \/>\n<\/div><div class=\"clear\"><\/div>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"threecol-one\">\n<div class=\"homeTile regular practice-management\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/fear-of-change-is-the-advice-business-killer\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-mgmt.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-mgmt.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-mgmt-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/fear-of-change-is-the-advice-business-killer\/\">Fear of Change is the Advice Business Killer<\/a><span class=\"excerpt\">Elixir Consulting\u2019s Sue Viskovic states that a mindset that LIF will end the industry will become a self-fulfilling prophecy and advisers planning on surviving need to challenge that point of [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/fear-of-change-is-the-advice-business-killer\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"threecol-one\">\n<div class=\"homeTile regular practice-marketing\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/tips-to-get-your-referral-partnerships-to-work-more-effectively\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-mktg.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-mktg.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-mktg-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/tips-to-get-your-referral-partnerships-to-work-more-effectively\/\">Tips to Get Your Referral Partnerships to Work More Effectively<\/a><span class=\"excerpt\">Rachel Staggs highlights how a referral relationship needs marketing tools that not only point to an adviser but highlight their skills and services as well&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/tips-to-get-your-referral-partnerships-to-work-more-effectively\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"threecol-one last\">\n<div class=\"homeTile regular advisers-voice\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/advisers-voice-2016-product-innovation-ideas-from-advisers\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-advisers-voice.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-advisers-voice.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-advisers-voice-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/advisers-voice-2016-product-innovation-ideas-from-advisers\/\">Advisers\u2019 Voice: 2016 Product Innovation Ideas from Advisers<\/a><span class=\"excerpt\">The Beddoes Institute Director, Dr Rebecca Sheils, shares insights on what innovation advisers are wanting from Life Companies&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/advisers-voice-2016-product-innovation-ideas-from-advisers\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"clear\"><\/div><\/p>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"fw ad\"><!-- Either there are no banners, they are disabled or none qualified for this location! --><\/div>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"fourcol-one\">\n<div class=\"homeTile regular soft-skills\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/how-to-qualify-insurance-prospects-easier\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-soft.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-soft.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-soft-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/how-to-qualify-insurance-prospects-easier\/\">How to Qualify Insurance Prospects Easier<\/a><span class=\"excerpt\">Selling insurance to an unprepared client does not work according to Jim Prigg, who points to a few key questions advisers can use to prepare clients for a discussion around [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/how-to-qualify-insurance-prospects-easier\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"fourcol-one\">\n<div class=\"homeTile regular the-waiting-room\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/the-cost-of-the-flu-is-more-than-just-money\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-waiting-room.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-waiting-room.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-reg-waiting-room-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/the-cost-of-the-flu-is-more-than-just-money\/\">The Cost of the Flu is More Than Just Money<\/a><span class=\"excerpt\">This edition of the Waiting Room considers how advisers can provide a simple, but very practical service, in helping clients avoid the flu this winter&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/the-cost-of-the-flu-is-more-than-just-money\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"fourcol-one\">\n<div class=\"homeTile regular news-views\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/opportunities-within-changing-client-demographics\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-news-1.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-news-1.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-news-1-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/opportunities-within-changing-client-demographics\/\">Opportunities\u00a0Within Changing Client Demographics<\/a><span class=\"excerpt\">Clients may be loyal but they change all the time as their lives move on placing the onus on advisers to know who their clients are, and importantly, what they [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/opportunities-within-changing-client-demographics\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"fourcol-one last\">\n<div class=\"homeTile regular news-views\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/education-matters\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-news-2.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-news-2.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-news-2-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/education-matters\/\">Education Matters<\/a><span class=\"excerpt\">While Zurich\u2019s Andy Marshall strongly supports the argument to raise the bar for minimum education standards for advisers, he says there need to be some \u2018sensible exceptions\u2019\u2026<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/education-matters\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"clear\"><\/div><br \/>\n<div class=\"woo-sc-hr\"><\/div><\/p>\n<div class=\"fw ad\"><!-- Either there are no banners, they are disabled or none qualified for this location! --><\/div>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"fourcol-one\">\n<div class=\"homeTile regular news-views\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/chris-unwin-chrisisms\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-story-unwin.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-story-unwin.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-story-unwin-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/chris-unwin-chrisisms\/\">Chris Unwin \u2018Chrisisms\u2019<\/a><span class=\"excerpt\">This is the second in our \u2018Chrisisms\u2019 series of short, sharp, relevant messages from respected industry contributor, Chris Unwin&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/chris-unwin-chrisisms\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"fourcol-one\">\n<div class=\"homeTile regular community-news\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/aia-australia-vitality-summit\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"479\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-ind-events-1-640x479.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-ind-events-1.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-ind-events-1-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/aia-australia-vitality-summit\/\">AIA Australia Vitality Summit<\/a><span class=\"excerpt\"><\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/aia-australia-vitality-summit\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"fourcol-one\">\n<div class=\"homeTile regular community-news\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/xy-adviser-the-modern-client\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/20160421_184134-640x480.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/xy-adviser-the-modern-client\/\">XY Adviser: The Modern Client<\/a><span class=\"excerpt\"><\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/xy-adviser-the-modern-client\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"fourcol-one last\">\n<div class=\"homeTile regular community-news\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/synchron-2016-you-dont-know-what-you-dont-know-conference\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-ind-events-3.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-ind-events-3.jpg 640w, http:\/\/magazine.riskinfo.com.au\/25\/wp-content\/uploads\/sites\/14\/2016\/05\/thumb-ind-events-3-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/synchron-2016-you-dont-know-what-you-dont-know-conference\/\">Synchron 2016 \u2018You Don\u2019t Know What You Don\u2019t Know\u2019 Conference<\/a><span class=\"excerpt\"><\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/25\/synchron-2016-you-dont-know-what-you-dont-know-conference\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"clear\"><\/div><\/p>\n<script type=\"text\/javascript\">if (typeof(addthis_share) == \"undefined\"){ addthis_share = {\"passthrough\":{\"twitter\":{\"via\":\"riskinfonews\"}}};}\n\nvar addthis_config = {\"data_track_clickback\":false,\"data_track_addressbar\":true,\"data_track_textcopy\":true,\"ui_atversion\":\"300\"};\nvar addthis_product = 'wpp-3.5.9';\n<\/script><script type=\"text\/javascript\" src=\"\/\/s7.addthis.com\/js\/300\/addthis_widget.js#pubid=ra-53a3668b19172d69\"><\/script>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/pages\/5","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/comments?post=5"}],"version-history":[{"count":0,"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/pages\/5\/revisions"}],"wp:attachment":[{"href":"http:\/\/magazine.riskinfo.com.au\/25\/wp-json\/wp\/v2\/media?parent=5"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}