{"id":7,"date":"2016-09-15T12:01:44","date_gmt":"2016-09-15T02:01:44","guid":{"rendered":"http:\/\/magazine.riskinfo.com.au\/37\/?page_id=7"},"modified":"2018-10-05T10:10:24","modified_gmt":"2018-10-05T00:10:24","slug":"home","status":"publish","type":"page","link":"http:\/\/magazine.riskinfo.com.au\/37\/","title":{"rendered":"Home"},"content":{"rendered":"<div class=\"threecol-one\">\n<div class=\"homeTile feature\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/nvew-entrants-make-their-way-on-life-insurance-stage\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-01.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-01.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-01-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/nvew-entrants-make-their-way-on-life-insurance-stage\/\">New Entrants Make Their Way on Life Insurance Stage<\/a><span class=\"excerpt\">Riskinfo Senior Journalist, Jason Spits, takes a look at the new kids on the retail life insurance block&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/nvew-entrants-make-their-way-on-life-insurance-stage\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div>\n<div class=\"threecol-one\">\n<div class=\"homeTile feature\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/the-top-ten-stories-of-the-past-ten-years\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-02.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-02.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-02-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/the-top-ten-stories-of-the-past-ten-years\/\">The Top Ten Stories of the Past Ten Years<\/a><span class=\"excerpt\">In the ten years since Riskinfo first launched it has shared thousands of stories reflecting the key issues of the times but, as this review shows, some issues keep resonating [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/the-top-ten-stories-of-the-past-ten-years\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div>\n<div class=\"threecol-one last\">\n<div class=\"homeTile feature\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/life-insurance-examination-leads-to-critical-questions\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-03.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-03.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-03-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/life-insurance-examination-leads-to-critical-questions\/\">Life Insurance Examination Leads to Critical Questions<\/a><span class=\"excerpt\">The Royal Commission has produced some attention-grabbing headlines which can be overwhelming for those not able to follow proceedings. With the life insurance hearings having concluded, Riskinfo takes a look [&hellip;]<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/life-insurance-examination-leads-to-critical-questions\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"clear\"><\/div>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"fw ad\"><!-- Either there are no banners, they are disabled or none qualified for this location! --><\/div>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"threecol-one\">\n<div class=\"homeTile feature\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/fasea-proposals-point-to-new-world-for-adviser-education\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-04.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-04.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-features-04-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/fasea-proposals-point-to-new-world-for-adviser-education\/\">FASEA Proposals Point to New World for Adviser Education<\/a><span class=\"excerpt\">FASEA\u2019s draft proposals will change the industry if adopted and Riskinfo reviews what this important body has put forward to shape the future of adviser education&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/fasea-proposals-point-to-new-world-for-adviser-education\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"threecol-one\">\n<div class=\"homeTile regular practice-marketing\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/three-proven-ways-to-gain-more-referrals\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-reg-02.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-reg-02.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-reg-02-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/three-proven-ways-to-gain-more-referrals\/\">Three Proven Ways to Gain More Referrals<\/a><span class=\"excerpt\">Asking for referrals is the easy part, getting them is harder\u2026but there are simple ways to overcome that hurdle&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/three-proven-ways-to-gain-more-referrals\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"threecol-one last\">\n<div class=\"homeTile regular soft-skills\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/could-you-use-cold-calling-as-an-effective-way-to-generate-new-business\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-reg-04.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-reg-04.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-reg-04-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/could-you-use-cold-calling-as-an-effective-way-to-generate-new-business\/\">Could You Use Cold Calling as an Effective Way to Generate New Business?<\/a><span class=\"excerpt\">With cold calling receiving a frosty welcome during the recent Royal Commission hearings, does it still have a place when seeking new business leads?<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/could-you-use-cold-calling-as-an-effective-way-to-generate-new-business\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"clear\"><\/div><\/p>\n<div class=\"woo-sc-hr\"><\/div>\n<div class=\"fw ad\"><!-- Either there are no banners, they are disabled or none qualified for this location! --><\/div>\n<p><div class=\"woo-sc-hr\"><\/div><br \/>\n<div class=\"threecol-one\">\n<div class=\"homeTile regular news-views\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/chris-unwin-chrisisms\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-nav-01.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-nav-01.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-nav-01-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/chris-unwin-chrisisms\/\">Chris Unwin \u2018Chrisisms\u2019<\/a><span class=\"excerpt\">Find out what Chris Unwin has to say about the challenges associated with seeking referrals from existing clients\u2026<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/chris-unwin-chrisisms\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"threecol-one\">\n<div class=\"homeTile regular news-views\"><div class=\"display-posts-listing\"><div class=\"listing-item\"><a class=\"image\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/choosing-between-level-and-stepped-premiums\/\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" src=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-nav-03.jpg\" class=\"attachment-home size-home wp-post-image\" alt=\"\" srcset=\"http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-nav-03.jpg 640w, http:\/\/magazine.riskinfo.com.au\/37\/wp-content\/uploads\/sites\/26\/2018\/10\/thumb-nav-03-300x225.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a> <a class=\"title\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/choosing-between-level-and-stepped-premiums\/\">Choosing Between Level and Stepped Premiums<\/a><span class=\"excerpt\">Premium structures are an important consideration for every adviser\u2019s client but what are the issues that need to be kept in mind when making that choice&#8230;<\/span><span class=\"more\"> <a class=\"more-link\" href=\"http:\/\/magazine.riskinfo.com.au\/37\/choosing-between-level-and-stepped-premiums\/\">Read More<\/a><\/span><\/div><\/div><\/div>\n<\/div><div class=\"threecol-one last\">\n&nbsp;<br \/>\n<\/div><div class=\"clear\"><\/div><\/p>\n<script type=\"text\/javascript\">if (typeof(addthis_share) == \"undefined\"){ addthis_share = {\"passthrough\":{\"twitter\":{\"via\":\"riskinfonews\"}}};}\n\nvar addthis_config = {\"data_track_clickback\":false,\"data_track_addressbar\":true,\"data_track_textcopy\":true,\"ui_atversion\":\"300\"};\nvar addthis_product = 'wpp-3.5.9';\n<\/script><script type=\"text\/javascript\" src=\"\/\/s7.addthis.com\/js\/300\/addthis_widget.js#pubid=ra-53a3668b19172d69\"><\/script>","protected":false},"excerpt":{"rendered":"<p>Stepped versus level premiums is a conversation advisers should have with every client when considering long term life insurance cover. Choosing which is better is more than an economic consideration [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":0,"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"wp:attachment":[{"href":"http:\/\/magazine.riskinfo.com.au\/37\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}